<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1677750992598017039</id><updated>2011-07-07T16:29:55.666-04:00</updated><category term='Small Business Owner'/><category term='MC/Visa'/><category term='Visa'/><category term='Business Ethics'/><category term='Healthy Finances'/><category term='Resellers'/><category term='ISO'/><category term='Master Card'/><category term='Direct Processing'/><category term='Finances'/><category term='Contracts'/><category term='Worry'/><category term='Fear'/><category term='Merchant Services'/><category term='Bank Processing'/><category term='Anxiety'/><title type='text'>ChargingBack</title><subtitle type='html'>&lt;b&gt;&lt;i&gt;"It's time you had someone on your side!"&lt;/i&gt;&lt;/b&gt;&lt;p&gt;


In an industry where 99% of the companies offering Merchant Services are unsanctioned, unregulated resellers, business owners often fall victim to unfair, unethical and dishonest business practices. 

As an industry insider, I am here to help you protect yourself from the deceit and arm you with the information you need to make informed decsions about an important part of your business operations.&lt;/p&gt;</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://chargingback.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://chargingback.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Michael J Stone</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='28' height='32' src='http://4.bp.blogspot.com/_cVIBQJowXgc/SneJtBbqsII/AAAAAAAAAAY/9CMaq0Bua1Q/S220/yellow+tie.JPG'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>4</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1677750992598017039.post-9217854760141563068</id><published>2009-08-23T00:59:00.005-04:00</published><updated>2009-08-23T01:33:06.653-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Contracts'/><category scheme='http://www.blogger.com/atom/ns#' term='Small Business Owner'/><category scheme='http://www.blogger.com/atom/ns#' term='Master Card'/><category scheme='http://www.blogger.com/atom/ns#' term='Bank Processing'/><category scheme='http://www.blogger.com/atom/ns#' term='Visa'/><category scheme='http://www.blogger.com/atom/ns#' term='ISO'/><category scheme='http://www.blogger.com/atom/ns#' term='Fear'/><category scheme='http://www.blogger.com/atom/ns#' term='Merchant Services'/><category scheme='http://www.blogger.com/atom/ns#' term='Resellers'/><category scheme='http://www.blogger.com/atom/ns#' term='Business Ethics'/><category scheme='http://www.blogger.com/atom/ns#' term='Healthy Finances'/><category scheme='http://www.blogger.com/atom/ns#' term='Anxiety'/><category scheme='http://www.blogger.com/atom/ns#' term='Worry'/><category scheme='http://www.blogger.com/atom/ns#' term='Direct Processing'/><category scheme='http://www.blogger.com/atom/ns#' term='MC/Visa'/><title type='text'>Thinking of You while wearing a Hospital Johnny!</title><summary type='text'>Hi! It's Mike here...I was at my Doctor's the other day for my annual physical and as I sat there in that little room wearing nothing but my boxers and a johnny waiting for her to come in I worried. I could not control the anxiety of not knowing what was going on with my health.After all, I am 45 now. I am not as young as I once was. Heck, I am not even as young as I was when I felt like I was </summary><link rel='replies' type='application/atom+xml' href='http://chargingback.blogspot.com/feeds/9217854760141563068/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://chargingback.blogspot.com/2009/08/thinking-of-you-while-wearing-hospital.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/9217854760141563068'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/9217854760141563068'/><link rel='alternate' type='text/html' href='http://chargingback.blogspot.com/2009/08/thinking-of-you-while-wearing-hospital.html' title='Thinking of You while wearing a Hospital Johnny!'/><author><name>Michael J Stone</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='28' height='32' src='http://4.bp.blogspot.com/_cVIBQJowXgc/SneJtBbqsII/AAAAAAAAAAY/9CMaq0Bua1Q/S220/yellow+tie.JPG'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1677750992598017039.post-1003740170841256890</id><published>2009-08-11T22:34:00.011-04:00</published><updated>2009-08-12T00:22:05.366-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Bank Processing'/><title type='text'>Processing Directly with your Bank - Sounds good, but...</title><summary type='text'>Because more than 95% of the companies that offer Merchant Services are resellers, finding accurate and useful information can be challenging for most small business owners. Every day I run into merchants with over 20 years of business success that still lack a basic understanding of their Merchant Services; one of the most important business functions and largest monthly ledger line items.Most </summary><link rel='replies' type='application/atom+xml' href='http://chargingback.blogspot.com/feeds/1003740170841256890/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://chargingback.blogspot.com/2009/08/processing-directly-with-your-bank.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/1003740170841256890'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/1003740170841256890'/><link rel='alternate' type='text/html' href='http://chargingback.blogspot.com/2009/08/processing-directly-with-your-bank.html' title='Processing Directly with your Bank - Sounds good, but...'/><author><name>Michael J Stone</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='28' height='32' src='http://4.bp.blogspot.com/_cVIBQJowXgc/SneJtBbqsII/AAAAAAAAAAY/9CMaq0Bua1Q/S220/yellow+tie.JPG'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1677750992598017039.post-8842472373248058797</id><published>2009-08-03T12:44:00.001-04:00</published><updated>2009-08-03T13:02:22.115-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Resellers'/><category scheme='http://www.blogger.com/atom/ns#' term='Contracts'/><category scheme='http://www.blogger.com/atom/ns#' term='Master Card'/><category scheme='http://www.blogger.com/atom/ns#' term='Visa'/><category scheme='http://www.blogger.com/atom/ns#' term='ISO'/><category scheme='http://www.blogger.com/atom/ns#' term='Merchant Services'/><category scheme='http://www.blogger.com/atom/ns#' term='MC/Visa'/><title type='text'>"I don't do Contracts"</title><summary type='text'>Just last week I had a discussion with a small business owner about Merchant Services contracts.She mentioned to me that she doesn't sign long term contracts anymore.  We talked about that for a while and I cautioned her on that strategy. The legal definition of contract is as follows: An agreement between two or more parties which creates obligations to do or not do the specific things that are </summary><link rel='replies' type='application/atom+xml' href='http://chargingback.blogspot.com/feeds/8842472373248058797/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://chargingback.blogspot.com/2009/08/i-dont-do-contracts.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/8842472373248058797'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/8842472373248058797'/><link rel='alternate' type='text/html' href='http://chargingback.blogspot.com/2009/08/i-dont-do-contracts.html' title='&quot;I don&apos;t do Contracts&quot;'/><author><name>Michael J Stone</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='28' height='32' src='http://4.bp.blogspot.com/_cVIBQJowXgc/SneJtBbqsII/AAAAAAAAAAY/9CMaq0Bua1Q/S220/yellow+tie.JPG'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1677750992598017039.post-3457191563035558853</id><published>2009-08-03T12:03:00.000-04:00</published><updated>2009-08-03T12:33:29.624-04:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Small Business Owner'/><category scheme='http://www.blogger.com/atom/ns#' term='Resellers'/><category scheme='http://www.blogger.com/atom/ns#' term='Business Ethics'/><category scheme='http://www.blogger.com/atom/ns#' term='Master Card'/><category scheme='http://www.blogger.com/atom/ns#' term='Visa'/><category scheme='http://www.blogger.com/atom/ns#' term='Finances'/><category scheme='http://www.blogger.com/atom/ns#' term='ISO'/><category scheme='http://www.blogger.com/atom/ns#' term='Direct Processing'/><category scheme='http://www.blogger.com/atom/ns#' term='Merchant Services'/><category scheme='http://www.blogger.com/atom/ns#' term='MC/Visa'/><title type='text'>Taking Charge</title><summary type='text'>Accepting Master Card and Visa is no longer a luxury.  Consumers everywhere expect to be able to use their plastic where ever they go.  As the economy slows to a hault, small business owners are challenged every day with the prospect of losing customers if they do not accept charge cards, or losing profits if they do. In an industry where 99% of the providers are resellers, the dialogue between </summary><link rel='replies' type='application/atom+xml' href='http://chargingback.blogspot.com/feeds/3457191563035558853/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://chargingback.blogspot.com/2009/08/taking-charge.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/3457191563035558853'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1677750992598017039/posts/default/3457191563035558853'/><link rel='alternate' type='text/html' href='http://chargingback.blogspot.com/2009/08/taking-charge.html' title='Taking Charge'/><author><name>Michael J Stone</name><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='28' height='32' src='http://4.bp.blogspot.com/_cVIBQJowXgc/SneJtBbqsII/AAAAAAAAAAY/9CMaq0Bua1Q/S220/yellow+tie.JPG'/></author><thr:total>0</thr:total></entry></feed>
